IRS Wage Garnishments

IRS Wage Garnishments Defense & Levy Release

Facing IRS wage garnishments? If the IRS has issued Form 668-W to your employer, Total Tax Solutions provides licensed CPA representation to negotiate immediate wage levy releases, secure statutory collection holds, and structure sustainable tax resolution plans.

Immediate Levy Hold

We establish direct contact with the IRS Revenue Officer or Automated Collection System (ACS) to place administrative holds on active wage levies.

Licensed CPA Representation

Through IRS Form 2848 Power of Attorney, we represent you directly so you never have to speak or negotiate directly with IRS agents.

Statutory Resolution

We secure permanent levy releases (Form 668-D) via Installment Agreements, Currently Not Collectible status, or Offer in Compromise based on financial qualification.

How IRS Wage Garnishments Work

Unlike private creditors who must obtain a state court judgment, the IRS has statutory authority under Internal Revenue Code § 6331 to garnish your paycheck after issuing a Final Notice of Intent to Levy (Letter 1058 or LT11):

Continuous Nature of Wage Levies

A bank levy is a one-time seizure of funds present at the time of service. An IRS wage garnishment (Form 668-W) is continuous—it attaches to every subsequent pay period until the full liability is paid or the IRS formally issues a release.

Under IRS Publication 1494, the IRS leaves taxpayers with only a minimal exempt amount, frequently seizing up to 70% or more of net take-home pay.

Legal Grounds for Levy Release (§ 6343)

Under Internal Revenue Code § 6343, the IRS is legally required to release a wage levy under specific statutory conditions:

  • Economic Hardship: The levy prevents you from meeting basic, allowable living expenses.
  • Installment Agreement: An approved monthly payment plan is entered into with the IRS.
  • Currently Not Collectible (CNC): Proof that you have no disposable income or equity to service the debt.
  • Expiration of CSED: The 10-year statutory period for collection has lapsed.

Our 3-Step Wage Garnishment Release Process

We act swiftly to establish compliance, substantiate hardship, and deliver official release paperwork to your payroll department.

STEP 1

Transcript & Compliance Audit

We obtain IRS master transcripts, identify missing returns, assess the Collection Statute Expiration Dates (CSED), and calculate your exact assessed balance.

STEP 2

Financial Analysis & Hardship Filing

We prepare detailed financial statements (Form 433-A / Form 433-F) applying IRS National and Local Standards to demonstrate hardship or establish an affordable resolution structure.

STEP 3

Levy Release & Penalty Review

We secure IRS Form 668-D (Release of Levy) and transmit it directly to your payroll unit, followed by evaluating eligibility for Penalty Abatement.

Frequently Asked Questions About Wage Garnishments

How quickly can an IRS wage garnishment be released?

Once all required unfiled returns are brought into filing compliance and complete financial documentation is submitted to the assigned IRS unit, a wage levy release can frequently be secured and faxed directly to your employer within 24 to 72 business hours.

Can my employer refuse to comply with an IRS levy?

No. Employers who fail to honor an IRS Form 668-W become personally liable for the full amount not withheld, plus statutory penalties under IRC § 6332. Employers can only stop garnishing wages after receiving an official Form 668-D from the IRS.

What if I owe back payroll taxes as a business owner?

If you are an employer facing levies related to employment tax liabilities, resolving 941 Trust Fund Recovery Penalty liabilities requires specialized corporate transcript analysis and administrative appeal representation.

Stop IRS Wage Garnishments Today

Speak with a licensed CPA to evaluate your eligibility for immediate levy release programs.

Non-Government Affiliation Disclosure: Total Tax Solutions is a private, independent Certified Public Accountant (CPA) firm licensed to represent individual and business taxpayers before the Internal Revenue Service under Circular 230 regulations. Total Tax Solutions is NOT affiliated with, authorized by, or endorsed by the Internal Revenue Service, the U.S. Department of the Treasury, or any federal, state, or municipal government agency.

Outcome & Fee Disclosure: We do not guarantee tax debt reduction, penalty elimination, or specific resolution outcomes. Relief options, eligibility, and savings depend entirely on individual financial documentation, tax compliance status, verified allowable living expenses, and IRS approval under applicable provisions of the Internal Revenue Code. Official federal tax forms and instructions are available free of charge directly from IRS.gov.

Office Location: Total Tax Solutions, LLC | Fort Lauderdale, FL | Phone: (954) 946-4142