Federal Tax Lien
Federal Tax Lien Removal & Asset Protection
Struggling with a Notice of Federal Tax Lien damaging your credit score, blocking real estate sales, or freezing commercial financing? Total Tax Solutions provides licensed CPA advocacy to subordinate, discharge, withdraw, or release your Federal Tax Lien.
Proven Tax Resolution Services Results from Local Clients
Verified 5.0 Google Reviews for Ash Boutros & Total Tax Solutions
“The IRS had botched our account adjustments, leaving a massive, incorrect tax assessment over $10,000 on our record. Ash provided immediate tax resolution services, saved the day, and gave us our peace of mind back!”
“My dad was put through an aggressive IRS examination where the government slapped him with a massive assessment with compounding interest and penalties. Total Tax Solutions stepped in with reliable tax resolution services and changed everything.”
“I have been with Ash close to 30 years, starting in Lighthouse Point and now Palm Beach County. His tax resolution services and accounting advice have never let me down. Professional and knowledgeable.”
How We Resolve a Federal Tax Lien
When a Federal Tax Lien is filed in county public records, it clouds title to real property and severely harms credit access. We utilize targeted statutory remedies to release or withdraw the encumbrance.
Lien Withdrawal (Form 12277)
Completely remove the public Notice of Federal Tax Lien from county public records under Fresh Start provisions, restoring your credit score and vendor relationships.
Lien Subordination
Allow private lenders or mortgage underwriters to move ahead of the IRS in priority, enabling successful home refinances or commercial business working capital loans.
Property Discharge (IRC ยง 6325)
Obtain an official Certificate of Discharge to sell residential real estate or commercial property free and clear of the encumbrance at the closing table.
Understanding the Impact of an IRS Federal Tax Lien
Under Internal Revenue Code Section 6321 and official IRS Lien Guidance, a lien arises automatically when assessed taxes remain unpaid after demand.
What Assets Does a Lien Attach To?
A Federal Tax Lien attaches to all property and rights to property owned currently, as well as assets acquired after filing:
- Real Estate: Primary homesteads, commercial real estate, vacation homes, and vacant land.
- Business Holdings: Accounts receivable, company machinery, tools, and inventory.
- Financial Rights: Rights to future payments, contract payouts, and bank funds.
Federal Tax Lien vs. Tax Levy
It is critical to distinguish between a public security filing and active government confiscation:
- Lien (Security): A legal claim establishing government creditor priority over other claimants.
- Levy (Seizure): The physical seizure of bank funds, paychecks, or business assets via a Federal Tax Levy.
- Intervention: Resolving a lien early prevents escalation into disruptive frozen accounts and wage garnishments.
4 Proven Strategies to Resolve a Federal Tax Lien
A filed tax lien does not have to permanently freeze your assets or destroy your credit score.
Lien Release
Once the tax balance is paid in full, satisfied through an Offer in Compromise, or reaches statute expiration, the IRS issues an official Certificate of Release within 30 days.
Lien Withdrawal
Under IRS Fresh Start guidelines, the public filing is withdrawn from county records when converting balances into a direct-debit Installment Agreement, restoring your standing with credit bureaus.
Lien Subordination
Allows a commercial bank or mortgage underwriter to take priority over the Federal Tax Lien, making it possible to refinance home loans or secure necessary commercial credit facilities.
Property Discharge
Removes the government’s claim from a specific asset under IRC ยง 6325(b), enabling clean title transfer at real estate closings while applying net equity toward your tax debt.
Frequently Asked Questions About Federal Tax Liens
What is the difference between a Lien Release and a Lien Withdrawal?
A Lien Release confirms that your tax liability has been satisfied or legally extinguished, but public records still show a lien was once filed. A Lien Withdrawal completely removes the Notice of Federal Tax Lien as though it had never been filed, providing significantly greater protection for your personal credit and business reputation.
Can I sell my home if there is an active Federal Tax Lien on it?
Yes. By petitioning for a Certificate of Discharge under IRC ยง 6325(b), the IRS releases its claim against that specific parcel so title transfers cleanly at closing. If equity exists, net proceeds are applied toward your balance; if no equity exists, our CPAs can still secure the discharge.
How do business tax debts impact personal property?
If your business owes unpaid payroll taxes, the IRS can assess trust fund penalties against you personally, resulting in a Federal Tax Lien attached to your personal residence, bank accounts, and vehicles. Resolving 941 Trust Fund Liability quickly is essential to protect personal assets.
Protect Your Property & Credit Standing
Request your confidential 15-minute diagnostic evaluation directly with Ash Boutros, CPA EA.
Fee Structure & Compliance: Total Tax Solutions provides licensed CPA tax controversy, audit defense, and professional tax resolution services. We are an independent CPA practice licensed by the Florida Board of Accountancy, not affiliated with or part of the IRS or the Florida Department of Revenue. We do not provide credit repair, debt pooling, or loan modification services. Program eligibility and tax resolutions are governed strictly by the Internal Revenue Code (IRC) based on individual financial facts. Formal representation fees are defined in an engagement letter prior to service.
Office: 3081 E Commercial Blvd, Ste 103, Fort Lauderdale, FL 33308 | Serving: Fort Lauderdale, Oakland Park, Pompano Beach & South Florida | Phone: (954) 946-4142