How can a CPA assist with IRS tax notices and audits?

As a licensed CPA authorized to practice before the IRS under Circular 230, Total Tax Solutions provides professional audit representation. We review IRS notices, manage communications, organize documentation, and defend your rights directly with IRS revenue agents and appeals officers.

Who qualifies for an IRS Offer in Compromise (OIC)?

An Offer in Compromise allows eligible taxpayers with proven financial hardship to resolve their tax liability for less than the full amount. Eligibility depends strictly on IRS formula calculations involving equity in assets and reasonable collection potential. Total Tax Solutions performs a comprehensive financial analysis to determine if an OIC is viable before submitting an application.

What steps can stop IRS bank levies or wage garnishments?

To release an active IRS levy or wage garnishment, all delinquent tax returns must generally be brought into compliance. We work directly with IRS collections to negotiate relief alternatives, such as Installment Agreements, Partial Payment Plans, or Currently Not Collectible (CNC) hardship status.

Can IRS penalties and interest be reduced or eliminated?

Taxpayers may qualify for penalty abatement under IRS First-Time Abate administrative waivers or by demonstrating Reasonable Cause (such as serious illness, natural disasters, or unavoidable hardship). While statutory interest cannot be waived by law, reducing the underlying penalty or tax balance automatically lowers associated interest.

What should I do if I have unfiled back tax returns?

Filing delinquent returns is the required first step to resolving any tax controversy. Total Tax Solutions reconstructs past records using IRS wage and income transcripts, prepares accurate back returns, and establishes an IRS-compliant resolution strategy.

IRS Installment Agreements

Direct Fort Lauderdale CPA & EA Representation

IRS Installment Agreements & Affordable Tax Relief

Facing unaffordable tax debts or aggressive collection notices? Total Tax Solutions negotiates official IRS Installment Agreements to halt enforcement actions, protect your family’s essential living budget, and establish compliant monthly payment terms.

📞 Speak Directly with Ash: (954) 946-4142 Request Payment Plan Analysis ↓

📍 3081 E Commercial Blvd, Fort Lauderdale • Serving Broward, Palm Beach & South Florida for 30+ Years

★★★★★

Proven Tax Resolution Services Results from Local Clients

Verified 5.0 Google Reviews for Ash Boutros & Total Tax Solutions

★★★★★ • Google Review

“The IRS had botched our account adjustments, leaving a massive, incorrect tax assessment over $10,000 on our record. Ash provided immediate tax resolution services, saved the day, and gave us our peace of mind back!”

Lena

Notice & Penalty Removal

★★★★★ • Google Review

“My dad was put through an aggressive IRS examination where the government slapped him with a massive assessment with compounding interest and penalties. Total Tax Solutions stepped in with reliable tax resolution services and changed everything.”

Daniel Aronovich

IRS Audit Defense Relief

★★★★★ • Google Review

“I have been with Ash close to 30 years, starting in Lighthouse Point and now Palm Beach County. His tax resolution services and accounting advice have never let me down. Professional and knowledgeable.”

David Palmieri

30-Year Local Client

Repayment Protections

Why Official IRS Installment Agreements Protect You

Rather than facing aggressive enforcement or unmanageable lump-sum demands, structuring formal IRS Installment Agreements provides statutory collection protection and financial stability.

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Legal Collection Shield

Once formally approved, official Installment Agreements prevent the IRS under IRC § 6331(k) from executing bank levies, wage garnishments, or asset seizures while your account remains in good standing.

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Allowable Living Standards

We calculate allowable housing, transportation, healthcare, and living expenses under IRS Collection Financial Standards so monthly terms reflect your actual cash flow.

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Automatic Penalty Reduction

Entering approved direct-debit Installment Agreements automatically cuts your monthly failure-to-pay penalty rate in half (from 0.5% down to 0.25%), significantly slowing balance growth.

Statutory Payment Tiers

Types of Official IRS Installment Agreements

Governed by Internal Revenue Code Section 6159 and official IRS Installment Agreement guidelines.

Guaranteed Agreements

Available for individual tax balances under $10,000 with a clean 5-year compliance history, granting up to 36 months to repay without intrusive financial disclosures.

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Streamlined Agreements

Streamlined Installment Agreements cover liabilities up to $50,000 under IRS Fresh Start rules, providing up to 72 months without public lien filings.

Call for Streamlined Terms: (954) 946-4142 →

Partial Payment (PPIA)

For taxpayers unable to pay in full. We negotiate reduced monthly payments based strictly on disposable income until the Collection Statute Expiration Date (CSED) arrives.

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In-Business Trust Fund Plans

Structured repayment frameworks for active operating businesses with delinquent payroll taxes (Form 941), resolving 941 Trust Fund Liability while preserving operations.

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Our Methodology

Our 3-Step Process for IRS Installment Agreements

We navigate IRS collection bureaucracy to structure an agreement that protects your cash flow.

Step 1

Filing & Compliance Audit

The IRS automatically rejects payment proposals if returns are missing. We pull your master transcripts and prepare any delinquent unfiled taxes to restore filing compliance immediately.

Step 2

Financial Verification

Our CPAs complete Form 433-A/B financial statements, defending your actual cost-of-living allowances against standard IRS automated algorithms to keep payments truly affordable.

Step 3

Negotiation & Penalty Relief

We submit the formal petition directly to IRS revenue officers, lock in your approved terms, and petition for post-plan IRS Penalty Abatement to strip away unjustified charges.

Common Questions

Frequently Asked Questions About IRS Installment Agreements

Do interest and penalties continue to accrue during an installment agreement?

Yes. Statutory interest and failure-to-pay penalties continue to accrue on remaining unpaid tax balances. However, entering into formal IRS Installment Agreements cuts the monthly failure-to-pay penalty rate in half (from 0.5% down to 0.25%). Additionally, our CPAs evaluate your account for First-Time Abatement or Reasonable Cause waivers to eliminate penalties entirely.

Can the IRS revoke an approved installment agreement?

Yes. Default on approved Installment Agreements occurs if you miss a scheduled payment, fail to file future tax returns on time, or accrue new unaddressed tax liabilities. We monitor your account compliance parameters to prevent agreement termination or sudden collection escalations.

Will the IRS file a Federal Tax Lien if I enter an agreement?

Under the streamlined framework, taxpayers owing up to $50,000 who set up direct-debit plans can generally avoid a public Notice of Federal Tax Lien, or request a lien withdrawal if one was previously recorded.

Thousands

Of Clients Defended

Families & business owners helped across South Florida.

30+ Years

Of Local Tax Experience

Deep experience providing proven tax resolution services for complex IRS & Florida DOR disputes.

Millions

In Penalties & Balances Resolved

Rigorous transcript auditing under federal statutory guidelines.

Structured Repayment Solutions

Structure an Affordable Repayment Plan

Request your confidential 15-minute diagnostic evaluation directly with Ash Boutros, CPA EA.

Prefer to call right now? (954) 946-4142

Fee Structure & Compliance: Total Tax Solutions provides licensed CPA tax controversy, audit defense, and professional tax resolution services. We are an independent CPA practice licensed by the Florida Board of Accountancy, not affiliated with or part of the IRS or the Florida Department of Revenue. We do not provide credit repair, debt pooling, or loan modification services. Program eligibility and tax resolutions are governed strictly by the Internal Revenue Code (IRC) based on individual financial facts. Formal representation fees are defined in an engagement letter prior to service.

Office: 3081 E Commercial Blvd, Ste 103, Fort Lauderdale, FL 33308 | Serving: Fort Lauderdale, Oakland Park, Pompano Beach & South Florida | Phone: (954) 946-4142